Your finances,
the easy way
Create, track and visualize your budget, net worth and goals all in one smart, thoughtfully designed, privacy-focused place.
Monthly Budgets
Recent Activity
Grocery Store
PendingGroceries • Groceries
-$87.42
Jan 23
Credit Card Payment
Transfer
+$150.00
Jan 22
Payroll Deposit
Income
+$2500.00
Jan 20
Coffee Shop
Coffee Shops • Dining
-$4.85
Jan 20
Online Store
SplitShopping • Personal Care, Shopping
-$54.99
Jan 19
Gas Station
Gas & Fuel • Transportation
-$62.30
Jan 18
Everything you need. Nothing you don't.
Convenient tools built to work with you to balance your financial life.
Everyday Budgeting
Set monthly or annual budgets, track bills & subscriptions and understand cash flow. We have everything to track your spending.
Financial Goals
Build an emergency fund, save for a vacation or put aside for retirement. We'll help get you to the next step of your financial journey.
Time-Based Reports
See how you're doing this month, last month, the full year and more with easy to understand reporting.
Net Worth Overview
Visualize how your net worth changes overtime across accounts, real estate, and other asset classes.
Portfolio Performance
Never guess how your holdings are performing on a given day. Get daily gain and loss estimates for your positions.
Smart Automation
From suggestions and category learning, to insights and alerts, we have features that make money easier.
Made in Canada,
for everyone.
We are proudly Canadian and have full coverage of Canadian and American account types. Whether you live in Canada or the USA, Cadence is for you.
- Multi-currency support for CAD and USD
- Choose your preferred display currency
- Sync Canada or USA based bank accounts (Cadence+ & Premium)
- TFSA, RRSP, FHSA, RESP, RDSP support
- 401(k), Roth IRA, HSA, 529 Plans support
TFSA Accounts
$45,000FHSA Accounts
$16,000RRSP Accounts
$62,000Industry Best Privacy and Security
If you pay for a personal finance app, you shouldn't have to worry about your data being sold to 3rd parties or unknowingly used for training an AI model.
Likewise, you should have the peace of mind that your data is being stored with a baseline of bank-level security.