Everything you need to
master your finances
Track spending, grow wealth, reach goals. Cadence brings all your financial life together in one beautiful, powerful app.
Real-Time Net Worth Tracking
See your complete financial picture at a glance. Track all your assets, accounts, and liabilities with automatic calculations.
- Automatic daily snapshots of your wealth
- Track checking, savings, investments & more
- Beautiful charts showing growth over time
- Real-time updates as you add transactions
Smart Budget Management
Set spending limits, track progress, and stay on top of your money with intelligent budgeting tools.
- Create monthly or annual budgets
- Envelope budgeting method support
- Visual progress tracking
- Rollover unused funds to next month
Track Every Transaction
Never lose track of where your money goes. Quick entry, smart suggestions, and powerful search.
- Add transactions in seconds
- Auto-suggest merchants & categories
- Search & filter by anything
- Link transactions to budgets automatically
Recent Activity
TodayLoblaws
Groceries
Tim Hortons
Dining
Shell Gas
Transport
Hydro One
Utilities
Swiss Chalet
Dining
Bills & Financial Planning
Never miss a payment and plan for your future. Track recurring bills, set goals, and manage income sources.
- Track all recurring payments and subscriptions
- See upcoming due dates at a glance
- Auto-create transactions when bills are paid
- Manage multiple income sources
Upcoming Bills
Next 30 daysNetflix
AutoTomorrow
Hydro One
Dec 20
Rogers Internet
AutoDec 22
Rent
Jan 1
Visa
Jan 5
Achieve Your Goals
Set savings targets and track your progress. Whether it's a vacation, emergency fund, or house down payment.
- Create unlimited savings goals
- Visual progress indicators
- Set target dates and amounts
- Celebrate milestones along the way
Savings Goals
$29,100 savedEmergency Fund
Vacation
Down Payment
New Car
Smart Insights & Suggestions
Get personalized recommendations based on your spending patterns and financial goals.
- Spending alerts and anomaly detection
- Budget optimization suggestions
- Goal recommendations based on your finances
- Achievement tracking and positive reinforcement
Unusual spending Alert
Shopping is 40% higher than your monthly average.
Budget streak! Good
You've stayed under budget for 3 months in a row.
Bill optimization Info
Your internet bill is higher than similar users.
Savings opportunity Tip
You could save $50/mo by switching subscriptions.
Based on your income and expenses, we suggest building a 3-month emergency fund.
Reports & Analytics
Understand your finances with detailed analytics. Visual charts, trend analysis, and custom reporting.
- Interactive spending breakdowns
- Trend analysis over any time period
- Income vs expenses comparisons
- Category-level deep dives
Complete Asset Tracking
Track all types of assets for complete wealth management. Real estate, investments, vehicles, and more.
- Real estate with market valuations
- Investment portfolios with live prices
- Cryptocurrency tracking
- Manual assets like vehicles & collectibles
Investment Portfolio
Monitor stocks, ETFs, crypto, and more. Real-time prices keep your portfolio always up to date.
- Track stocks, ETFs & mutual funds
- Cryptocurrency support with live prices
- See gains/losses at a glance
- Stock options & vesting schedules
$19,269
$6,525
$5,683
$5,700
$4,462
Credit & Loans
Track credit cards, mortgages, student loans, and other liabilities. See your total debt at a glance and track payoff progress.
- Credit card balance tracking
- Mortgage & loan management
- Interest rate tracking
- Debt payoff progress
Bank-level security
Your financial data is protected with the same security standards used by major financial institutions.
Simple, transparent pricing
No hidden fees. No surprise charges. Just powerful financial tools.
Cadence
Everything you need to take control of your personal finances.
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- Smart transaction entry with budget linking
- Bill & subscription tracking
- Income tracking from multiple sources
- Unlimited budgets
- Monthly, yearly and all time reports
- Financial insights and suggestions
- Net worth tracking
- Asset, account, & debt tracking
- Portfolio holding daily updates
- Financial goals
- iOS, iPadOS, Android, & Web apps
- No 3rd party ads
Cadence+
Connect your accounts for automatic transaction syncing.
USD