Fully Featured Plans - Just Pick Syncing
All Plans Include
Budgeting
- Smart transaction entry with budget linking
- Transaction splitting across budgets
- Reimbursement & shared expense tracking
- Bill & subscription tracking
- Recurring pattern detection
- Income tracking from multiple sources
- Unlimited monthly & annual budgets
- Spending pace alerts & projections
Net Worth & Assets
- Net worth tracking with daily snapshots
- Real estate, crypto & stock option tracking
- Portfolio holdings with daily updates
- TFSA, RRSP & FHSA contribution room
- Multi-currency support
Apps & Experience
- Dark, light & system themes
- iOS, iPadOS, Android & Web apps
Goals & Insights
- Financial goals with suggestions
- Monthly, yearly, and all-time reports
- Personalized insights and recommendations
Privacy & Security
- Privacy mode for screen sharing
- Your data is never sold or shared
- No generative AI or model training
- Offline mode with encrypted sync
Pricing Philosophy
A personal finance app should be easy to use, smart and affordable. We set prices as low as possible while remaining sustainable. All Cadence plans give access to every feature we've built with the exception of account syncing related features due to 3rd-party API costs.
We also don't have monthly subscriptions at this time. Yearly subscriptions not only help us reduce the price of Cadence for you, but helps us better predict what we can work on and who can help work on it.
We're confident you'll get your hard-earned money's worth with any plan you choose. Always feel free to give us feedback and suggestions at contact@cadencemoney.com.