Why Cadence Exists
Getting ahead financially requires keeping a steady pace—paying off debt, saving, investing, buying your first home. Cadence is designed to make that rhythm feel natural and even enjoyable.
Most personal finance tools force a tradeoff: either cheap but limited, or powerful but expensive. Cadence is built to avoid that compromise—focusing on just the features you'll use regularly, while being significantly more affordable than other apps with comparable capabilities.
From 1Password to Personal Finance
Travis Hogan, Founder of Cadence, has spent over 6 years at 1Password learning and launching products with a user-centric mindset. His work helped millions of people improve their personal security and privacy while saving them time on everyday tasks.
After two years of design and development, he created the personal finance app he always wanted—one that helps you save money, get out of debt, and hit your financial goals with an app you'll actually enjoy using every day.
The biggest lesson from 1Password: the best products feel simple to use, even when doing sophisticated things behind the scenes. Cadence brings that same philosophy to personal finance—helping you improve your finances while saving time.
"This is the app I wish I had when I was struggling with money management during university and early in my career. I had no clue what I was doing, or where my pay cheques were going. It wasn't until I found strong financial voices and communities that I turned my situation around—not just becoming debt-free, but setting myself up for home ownership and retirement. Every hard lesson and piece of great advice I've received is built into Cadence."
Our AAA Philosophy
Cadence is aimed to be the most approachable, advanced, and affordable personal finance app available.
Approachable
Optimized for quick transaction entry and organized finances you can actually understand. No confusing jargon or setup rabbit holes.
Advanced
Powerful budgeting, net worth tracking, and insights that grow with you—without the overwhelming complexity.
Affordable
Set at a price almost everyone can afford. No more paying premium prices for features you'll never use.