Life After Mint: The Best Budgeting Apps for Canadians
By Cadence Money · July 10, 2026 (updated October 4, 2026) · 2 min read
The Short Answer
Mint shut down in March 2024, and it never properly supported Canadian banks or registered accounts anyway. The best replacements for Canadians are Cadence Money (Canadian-made, with TFSA, RRSP and FHSA tracking and CAD, USD and GBP), Monarch Money and YNAB.
We make Cadence Money, one of the apps named here. Competitor details come from each company's own pricing and help pages.
For years Mint was the default free budgeting app in North America. Then Intuit shut it down and moved everyone to Credit Karma, which dropped most of the budgeting. But Mint was never really built for Canada - so the question is not just what replaced it, but what finally does the Canadian job it never did.
What to Look For in a Mint Replacement
- Canadian bank connections - the big banks, Tangerine, EQ Bank, Wealthsimple and credit unions.
- Registered accounts - TFSA, RRSP, FHSA, RESP and RDSP as real account types.
- Multi-currency, if any of your money is in USD.
- Privacy - Mint made money from user data; the better replacements neither sell it nor train AI on it.
The Short List
- You want registered accounts, CAD and USD, and an app built in Canada
- Cadence Money
- You want granular, configurable reporting
- Monarch Money
- You want strict zero-based budgeting
- YNAB
Cadence Money reads a Mint CSV export automatically, so your history comes with you. The full Canadian roundup has pricing, pros and cons for every option.
Replace Mint With an App Built for Canada
Budgets, net worth, goals and bills in one Canadian-made app, with TFSA, RRSP and FHSA tracking and CAD, USD and GBP. Start a 14-day free trial.
Start Your Free TrialFrequently Asked Questions
Intuit discontinued Mint on March 23, 2024. Users were pushed toward Credit Karma, which dropped most of Mint's budgeting features. That is why so many former Mint users have been looking for a replacement.
For Canadians specifically, Cadence Money is the closest replacement because it supports Canadian registered accounts (TFSA, RRSP, FHSA) and CAD, USD and GBP - things Mint never did well. It also reads a Mint CSV export automatically. Monarch Money and YNAB are also popular alternatives, though they are US-built.