Why former Mint users switch to Cadence
Cadence vs Mint
| Cadence | MintDiscontinued 2024 | |
|---|---|---|
| Starting price | $2.49/m | Discontinued |
| Available in Canada & USA | Yes | No (US only) |
| iOS (Beta), Android (Beta) & Web apps | Yes | Discontinued |
| Multi-currency support | Yes | No |
| TFSA, RRSP, FHSA tracking | Yes | N/A |
| AI training on your data | No | Unclear |
| Official MCP integration | Yes | No |
| Passkey sign-in (all devices) | Yes | No |
| Works without bank syncing | Yes | No |
| Bank syncing | Yes | Discontinued |
| Budget & transaction tracking | Yes | Discontinued |
| Net worth tracking | Yes | Discontinued |
| Financial goals | Yes | Discontinued |
| Reporting | Yes | Discontinued |
| Insights & suggestions | Yes | Discontinued |
| Automations | Yes | No |
Competitor prices are approximate conversions. Pricing reflects annual plans billed yearly. Based on publicly available data as of March 2026.
How Cadence Compares
| Cadence | YNAB | Monarch | Copilot | Dollarwise | |
|---|---|---|---|---|---|
| Starting price | $2.49/m | ~$12.98/m | ~$11.90/m | ~$11.33/m | ~$14.29/m |
| Available in Canada & USA | Yes | Yes | Yes | No (US only) | No (US only) |
| iOS (Beta), Android (Beta) & Web apps | Yes | Yes | Yes | No Android | No |
| Multi-currency support | Yes | One per budget | No | No | No |
| TFSA, RRSP, FHSA tracking | Yes | Yes | Limited | N/A | N/A |
| AI training on your data | No | Yes | No | Unclear | Unclear |
| Official MCP integration | Yes | No | Beta | Beta | No |
| Passkey sign-in (all devices) | Yes | No | No | No | No |
| Works without bank syncing | Yes | Yes | Yes | No | No |
| Bank syncing | Yes | Yes | Yes | Yes | Yes |
| Budget & transaction tracking | Yes | Yes | Yes | Yes | Yes |
| Net worth tracking | Yes | Yes | Yes | Yes | No |
| Financial goals | Yes | Yes | Yes | Yes | Yes |
| Reporting | Yes | Yes | Yes | Yes | No |
| Insights & suggestions | Yes | No | Yes | Yes | Yes |
| Automations | Yes | No | Yes | Yes | No |
Cadence
YNAB
Monarch
Copilot
Dollarwise
Fully Featured Plans - Just Pick Syncing
Frequently asked questions
What happened to Mint?
Intuit shut down Mint on 23 March 2024 and moved users to Credit Karma, which dropped most of Mint’s budgeting features. Former Mint users have been looking for a dedicated budgeting app to replace it.
What is the best alternative to Mint?
Cadence is a strong Mint alternative for people in Canada and the USA. It brings together budgeting, net worth tracking, bills and goals in modern iOS, Android and web apps - and unlike Mint, it has no ads and never sells your data.
Is Cadence like Mint?
Cadence covers the everyday things people used Mint for - connecting accounts, tracking spending, budgeting and watching net worth - in a cleaner, faster app. The biggest difference is the business model: Cadence is a paid subscription rather than an ad and data-supported free app.
Can I import my Mint data into Cadence?
Yes. Cadence supports importing transactions from a CSV file, so you can bring over history you exported from Mint or another app. You can also connect your banks directly on the Cadence+ and Premium plans.
Is Cadence free like Mint was?
No. Mint was free because it showed ads and monetised your data. Cadence is a paid subscription with a 14-day free trial (card required), with plans from $2.49 CAD / $1.99 USD per month - and no ads and no data selling in return.