Net Worth
Track assets, holdings, credit cards, loans, and your overall net worth.
Net Worth Overview
Your net worth is your total assets minus your total liabilities. The Net Worth page shows a chart of your net worth over time, so you can track how your financial position changes month to month.
Adding Assets
Add real estate, crypto, manual assets, or company stock and options. Each asset type has its own fields tailored to that category:
- Real Estate — Property value, address, and mortgage details.
- Crypto — Holdings by coin with automatic price updates.
- Company Stock & Options — Vesting schedules, strike prices, and current valuations.
- Manual Assets — Vehicles, collectibles, or any other asset with a custom value.
Investment Holdings
If you have synced investment accounts, your portfolio holdings update automatically with daily prices. You can also add manual holdings for accounts that aren't connected.
Credit Cards and Loans
Synced credit cards and loans appear as liabilities. Their balances update automatically when your accounts sync, giving you an accurate picture of what you owe.
Contribution Room
Track your registered account contribution room for TFSA, RRSP, and FHSA. Set your total contribution room and Cadence calculates your remaining room based on your contributions.
Net Worth Tabs
The Net Worth section is organized into four tabs:
- Overview — A summary of your net worth with a historical chart.
- Assets — All your asset types in one place.
- Holdings — Your investment portfolio with current prices and performance.
- Credit/Loans — Your liabilities including credit cards and loans.
Learn how net worth data feeds into your Insights & Reports for deeper analysis.