Release Notes
Version 1.2.5
- New: Time range selectors on Performance for Account, Asset, Credit, Loan and Holding cards
- New: Change a transaction's category without Cadence learning from it
- Home charts keep clear of the iPhone Duo's right-side navigation
- Plan Overview loading skeletons match the final layout
- Insights group thousands and count only cash beyond your emergency fund
- A debt paid as a bill counts once in Plan Cash Flow
- Bank reconnect and security improvements
Version 1.2.4
- New: Credit Card Payment, Loan Payment and Lending categories
- New: Transaction History reaches back to your first transaction
- The category picker groups Income, Transfers and Spending under headers
- Chart tooltips sit clear of your finger while dragging
- Budgets switch between Transactions and Details without flicker
- Taller Budget view mode selectors
- Open screens roll over to the new day at midnight
- Restoring a deleted transaction updates every total
- Chart, bank reconnect, speed and security improvements
Version 1.2.3
- New: Net Worth and Holdings are combined on one Wealth page
- New: Filter Wealth to All, Accounts, Assets, Liabilities or Holdings
- New: Include a hand-entered holding in Net Worth
- Hand-entered credit cards and loans show their 30-day change
- Undo in Review Duplicates now sticks
- Bills and income on a custom schedule count by their interval
- Startup speed, spacing, reliability and security improvements
Version 1.2.2
- New: Support and optimisations for iPhone Duo
- Goals with a Target Date now need a Start Date, and vice versa
- Goals suggest a monthly contribution instead of a daily one
- Goal time left reads in months until the last month
- Manual mutual funds now save in Holdings
- Faster chart range switching on Home
- Animations no longer replay when you return to a page or subpage
- Startup speed, reliability and security improvements
Version 1.2.1
- New: Cash Flow is redesigned with Cash Coverage and what's left after your planned budget
- New: Customise what appears in Cash Flow and what counts towards Cash Coverage
- New: Select Cash Coverage for a summary of how it was worked out
- New: Add Suggested Amount on goals with a deadline
- Tap a page button twice to return to its first subpage
- Cash Coverage moved out of Activity
- Bank syncing, goal, reliability, performance, security and spacing improvements
Version 1.2.0
- New: Cadence is redesigned around the problems you're solving, across four pages
- Activity: Cash Coverage, Recurring Calendar and Transaction History show what's happened and what's coming next
- Plan: Overview, Budgets, Income, Bills & Subscriptions and Goals to get on the right track
- Wealth: Net Worth, Accounts, Assets, Credit & Loans and Holdings show how your money grows
- Explore: Reports, Imagine projections for investing and debt payoff, and Recap to reflect on your journey
- New: A clear button on every search box
- Net Worth on Home and in Reports breaks out your assets and liabilities
- Tap a Home widget heading to open its page, with clearer section names, chart mode selectors and colours
- Bank connections another household member linked show as Connected by household member
- Faster Transaction History and saving, plus bulk edit, currency and design improvements
Version 1.1.4
- The Add menu is friendlier and clearer
- Simplified onboarding and made it clearer
- Removed Feature Tours from pages - access them from the Profile dropdown
- You can rename and choose an icon for WorryFree Budgets
- Insights and Suggestions widgets will hide when nothing is available
- Transaction History becomes full screen when scrolled on Budget Overview
- Moved Imagine from Goals to Reports
- Increased the size of header buttons
- Removed Transaction History from Reports
Version 1.1.3
- Use Live Market Prices for synced Holdings in Settings > Appearance > Use Live Market Prices for Holdings
- Annual budgets can have rollover
- Favourite and Top Holdings tiles show today's move
- All Activity scrolls back through your full history
- Reminders to import a fresh CSV file after 30 days
- Progress insights and notifications for debt goals
- Cash Coverage adjusts when income is received early
- Manual holdings are valued at each day's closing price
- Crypto shows a real 30-day change
- Reports for past years show what was planned at the time
- Disabling WorryFree Budgeting is possible when creating a Monthly Budget
- Out of Pocket Budgets are created from the general Budget form now
- Goal, performance and reliability improvements
Version 1.1.2
- New: Link hand-added transactions to manual accounts, with an option to update the balance
- New: Show transactions in their original currency from Settings > Currencies > Show Original Currencies
- Bill payment fixes for weekly bills, private bills and currencies
- Card balances and goal contributions now convert and move correctly
- Bill fields appear in one order everywhere
- Smoother desktop dialogs
- Bank reconnects backfill history
- Many security, reliability and performance improvements
Version 1.1.1
- Faster loading, with fresher account balances
- Opening the app is faster and pages hold their layout while loading
- Category fixes now apply to future charges from the same merchant
- Faster categorization
- Bill payments are categorized by who you paid
- Refunds keep their own category, and transfers between your accounts are matched
- Bills and Income rings show every item, and Cash Flow tracks what's left to pay bill by bill
- Fixes for timed budgets and linking refunds to purchases
- Favourite Holdings now shows your 30-day gain and loads about a second sooner
- Dismissed insights stay dismissed, plus many reliability fixes
Version 1.1.0
- New: Invite up to 5 Household Members to your Cadence Money account at no extra cost
- Each Household Member gets their own login
- Choose what each member can do: View Only, Add & Edit, or Custom
- See who added and last edited everything
- Keep items to yourself with Everything, Household and Personal views
- Invite or manage members anytime in Settings > Household Members
- Dashboard, sync and stability improvements
Version 1.0.22
- New: Debt payoff Goals show how much interest can be saved by additional payments
- New: Imagine in Goals has a Pay It Down mode letting you project payment differences to interest savings with extra monthly cash
- Add opens a full modal instead of a dropdown
- Connected banks provide the past 180 days of transactions
- You can change the symbol for a synced holding
- Most onboarding steps can be skipped
- A budget you pick stays when you change a transaction's category
- Sign-in, CSV import, bill counting & accuracy, spacing, drawer modal and security improvements
Version 1.0.21
- Improved insights when spending within Out of Pocket budgets
- Transactions stay assigned to an Out of Pocket budget when editing
- A menu opened from the header buttons stays open on iOS 27
Version 1.0.20
- New: Cash Coverage in the Budget Overview tab to understand if incoming cash and in your accounts cover the month's Budgets, Bills and Goals
- Cash Flow, Income, Bills and Budgets overall displays showcase what's remaining instead of depletion
- Unbudgeted expenses get a Cash Flow section and a transaction list
- You can turn off Home's chart in Appearance Settings
- You can see linked accounts in a Goal's detail view
- Bank status, bill detection, billing and security improvements
Version 1.0.19
- New: Recap in Reports, a look back at your spending, saving and net worth after three months
- A reconnected account comes back as the same account, with the same transactions
- An imported transaction you link to a bill stays linked, and the bill shows it
- A Goal Fund credit sent to your WorryFree limit comes back in full
- A bill paid before its due date counts in the month you paid it when imported
- On iPad the app follows your window size as you resize it
- Faster dashboard loading
- Time range skeletons sized to their label
- Calendar colours, sign-in, billing and security improvements
Version 1.0.18
- New: Turn a completed goal into a Goal Fund and track what you spend from it. Move a Goal Fund's leftover into any budget or your WorryFree limit
- New: A stat summary above your goals with saved, pace and debt paid
- New: Archive a goal to freeze it in place, finished or not
- New: Connect Bank shows banks that might be having connection issues with Plaid
- New: Pick or create an account for a CSV import, with the balance read from the file
- New: See and disconnect your connected apps in Settings > Security
- Onboarding in Canada leads with CSV import
- Currency, budget accuracy, billing and security improvements
Version 1.0.17
- New accounts get a day to set Cadence up before choosing a plan
- Choose which of your manual accounts a CSV import belongs to, and set that account's balance from it
- The CSV importer finds duplicates before they are imported
- Undo a CSV import from Settings > Imports
- Review Duplicates now finds duplicates between imports
- Source is now called Account in detail views and filters
- Manual accounts of every type now show their transactions and logo
- Bulk deleting synced transactions now sends them to Recently Deleted
- Leave a review from Review Cadence in the profile menu - they help a lot!
Version 1.0.16
- New: sync your investment institutions and keep your holdings up to date automatically. Each synced investment institution counts towards your connection limit.
- When you link the same institution as both a bank and an investment, its investment accounts appear only in Holdings and stay out of Net Worth.
- Bank-synced holdings now have a Performance tab, a daily and 30-day change and a value history, and you can rename, retype, favourite and archive them.
- Highly variable synced holdings like cryptocurrency are priced from the market rather than the previous close.
- Add new accounts to an existing connection without disconnecting it first.
- Change your subscription plan from inside the app, and sign up and subscribe on Android.
- "Enable Face ID" now works after signing in with a passkey.
- Reconnecting a bank no longer re-categorises transactions you have already sorted, Net Worth sections follow the order you save in Customise, and recurring income is created on schedule again.
- Stability, sync and security improvements.
Version 1.0.15
- More time range options in Reports: quarter, year to date, and rolling 3, 6 and 12 months.
- Filter any transaction list by merchant.
- See every transaction for a budget in Budget > Overview.
- Names of synced transactions are more direct.
- Improved the layout, consistency and backgrounds of onboarding.
Version 1.0.14
- Transaction Rules: categorise a transaction automatically, and optionally assign a budget or link an income source, bill or goal. Create one from the + menu, or while editing a transaction's category.
- Filter transactions by amount and by date range.
- Filters are now drop downs.
- Searching and filtering the first 12 months of transactions is much faster.
- Opening a push notification is smoother.
- Liquid Glass elements no longer appear over loading screens.
Version 1.0.13
- Faster transaction categorisation on a first bank connection and on CSV import.
- Archived items now look like unarchived ones.
- View the details and transactions of archived items.
- Verify your email with a code.
- Faster loading states throughout.
Version 1.0.12
- Adding more than one bank connection during onboarding re-runs income source and bill suggestions automatically.
- More accurate income source and bill suggestions.
- Choosing Apple Mail to verify your email now opens the right mail app.
- USD balances appear consistently across the app.
- Wide-ranging USD, calculation and visual fixes.
Version 1.0.11
- Refunds and reimbursements now try to link themselves to an expense from the same source for the same amount.
- View every insight and suggestion from the widgets.
- The budget step can no longer be skipped during onboarding.
- Better budget suggestions.
- More institution options when creating accounts, assets, credit cards and loans.
- Animation and security improvements.
Version 1.0.10
- WorryFree Budgeting is now the default budgeting system.
- WorryFree budgets appear in Cash Flow.
- Removed the Net Worth and Goals steps from onboarding.
- Adjusted the default order of the Home widgets.
- Daily snapshots are taken at local midnight in your chosen time zone.
- Selecting a text field is instant.
- Improved the search bar and filter animations in budget transaction lists.
- Improved Smart Categories.
Version 1.0.9
- New Needs Review widget for transactions without a category, budget or link.
- Import CSVs during onboarding.
- A swap button to move between Home chart modes.
- Removed No Change entries from Performance views.
- Monthly total headers appear in more transaction lists.
- Improvements and fixes for Smart Categories and goals.
Version 1.0.8
- Accounts, assets, credit cards and loans, holdings and budgets all have detail views.
- Favourite an account, asset, credit card, loan or holding from its detail view.
- Archive manual assets, credit cards and loans, and holdings.
- The category learning system is much smarter, and offers to adjust similar transactions whenever you override a transaction's category.
- Archive and Delete buttons appear on detail views, with a new style.
- Start bulk editing by tapping a transaction's icon.
- Yearly headers in bill, income source and goal transaction lists.
- More widgets animate after loading.
- More consistent calculations in the Budget Reports tab.
Version 1.0.7
- New: Out of Pocket budgets keep spending you make on someone else's behalf separate from your own.
- Assign transactions to an Out of Pocket budget as you create it.
- The Spending Trend chart's weekly mode shows spending projections.
- The Home page's net worth chart loads dramatically faster.
- Improved Smart Categories for synced transactions.
- Adjusted dropdowns, spacing and styling.
Version 1.0.6
- New Top Spending and Monthly Cash Flow widgets.
- Detail and Transaction modes for income sources and bills.
- Year to date totals for income sources and bills in their detail views.
- Archive income sources.
- Your next vesting date appears on Equity Compensation cards.
- Linked income transactions show their status in rows.
- Expanding and collapsing the sidebar is smoother.
- Better automatic transaction linking for goals.
- The Net Worth Reports tab loads faster.
Version 1.0.5
- Synced and imported transactions can be deleted.
- Swipe to delete works the same way on every type of transaction.
- Adjusted spacing on the sign in and sign up screens.
- Sign in and subscribe without leaving the app.
- Native Left to Spend home screen widgets match their in-app versions.
Version 1.0.4
- Updated the design of holding cards.
- Higher resolution logos for holdings.
- Updated the design of Bill Spending cards on the Reports page.
- A clearer transaction sort button on the Reports page.
- Income percentages are on by default.
- Better linked expense, bill, income and goal displays in transaction detail views.
- Deleting an account disconnects bank syncing immediately.
Version 1.0.3
- New weekly modes for the Home page's Spending chart and the Budget page's Cash Flow section.
- Link transfers and investments to goals from the transaction detail view.
- Animations on the Imagine tab.
- Smaller percentage displays.
- Adjusted text styles and labels.
- A new Feature Tour card for the Imagine tab.
- Split pending transactions across budgets.
Version 1.0.2
- New Imagine tab in Goals: see what saving or investing your spare income could become over time.
- On the Imagine tab, see what spending less in a category could do for your financial future.
- New Monthly Saving goal to keep you on pace month to month.
- Monthly budget reports scope to that month's activity only.
- Expanded benchmarks for transaction category spending.
- The Investments category separates investing from ordinary saving.
- Only debt is red in the Activity Breakdown.
Version 1.0.1
- Improved Smart Categories.
- The dual pane mosaic layout flows more naturally.
- Fixed the position of back buttons in some modals.
- Fixed the rendering of some merchant logos.
Cadence Money launched on July 29, 2026.