Connected banks provide the past 180 days of transactions
You can change the symbol for a synced holding
Most onboarding steps can be skipped
Drawer modals open taller
A budget you pick stays when you change a transaction's category
Bills only count towards their category in the period they are due
A CSV import with one amount column states the sign it will actually use
A saved Face ID password that stops working no longer blocks a correct sign-in
Sign-in, bill accuracy, spacing and security improvements
Version 1.0.21
Improved insights when spending within Out of Pocket budgets
Transactions stay assigned to an Out of Pocket budget when editing
A menu opened from the header buttons stays open on iOS 27
Version 1.0.20
New: Cash Coverage in the Budget Overview tab to understand if incoming cash and in your accounts cover the month's Budgets, Bills and Goals
Cash Flow, Income, Bills and Budgets overall displays showcase what's remaining instead of depletion
Unbudgeted expenses get a Cash Flow section and a transaction list
You can turn off Home's chart in Appearance Settings
You can see linked accounts in a Goal's detail view
Bank status, bill detection, billing and security improvements
Version 1.0.19
New: Recap in Reports, a look back at your spending, saving and net worth after three months
A reconnected account comes back as the same account, with the same transactions
An imported transaction you link to a bill stays linked, and the bill shows it
A Goal Fund credit sent to your WorryFree limit comes back in full
A bill paid before its due date counts in the month you paid it when imported
On iPad the app follows your window size as you resize it
Faster dashboard loading
Time range skeletons sized to their label
Calendar colours, sign-in, billing and security improvements
Version 1.0.18
New: Turn a completed goal into a Goal Fund and track what you spend from it. Move a Goal Fund's leftover into any budget or your WorryFree limit
New: A stat summary above your goals with saved, pace and debt paid
New: Archive a goal to freeze it in place, finished or not
New: Connect Bank shows banks that might be having connection issues with Plaid
New: Pick or create an account for a CSV import, with the balance read from the file
New: See and disconnect your connected apps in Settings > Security
Onboarding in Canada leads with CSV import
Currency, budget accuracy, billing and security improvements
Version 1.0.17
New accounts get a day to set Cadence up before choosing a plan
Choose which of your manual accounts a CSV import belongs to, and set that account's balance from it
The CSV importer finds duplicates before they are imported
Undo a CSV import from Settings > Imports
Review Duplicates now finds duplicates between imports
Source is now called Account in detail views and filters
Manual accounts of every type now show their transactions and logo
Bulk deleting synced transactions now sends them to Recently Deleted
Leave a review from Review Cadence in the profile menu - they help a lot!
Version 1.0.16
New: sync your investment institutions and keep your holdings up to date automatically. Each synced investment institution counts towards your connection limit.
When you link the same institution as both a bank and an investment, its investment accounts appear only in Holdings and stay out of Net Worth.
Bank-synced holdings now have a Performance tab, a daily and 30-day change and a value history, and you can rename, retype, favourite and archive them.
Highly variable synced holdings like cryptocurrency are priced from the market rather than the previous close.
Add new accounts to an existing connection without disconnecting it first.
Change your subscription plan from inside the app, and sign up and subscribe on Android.
"Enable Face ID" now works after signing in with a passkey.
Reconnecting a bank no longer re-categorises transactions you have already sorted, Net Worth sections follow the order you save in Customise, and recurring income is created on schedule again.
Stability, sync and security improvements.
Version 1.0.15
More time range options in Reports: quarter, year to date, and rolling 3, 6 and 12 months.
Filter any transaction list by merchant.
See every transaction for a budget in Budget > Overview.
Names of synced transactions are more direct.
Improved the layout, consistency and backgrounds of onboarding.
Version 1.0.14
Transaction Rules: categorise a transaction automatically, and optionally assign a budget or link an income source, bill or goal. Create one from the + menu, or while editing a transaction's category.
Filter transactions by amount and by date range.
Filters are now drop downs.
Searching and filtering the first 12 months of transactions is much faster.
Opening a push notification is smoother.
Liquid Glass elements no longer appear over loading screens.
Version 1.0.13
Faster transaction categorisation on a first bank connection and on CSV import.
Archived items now look like unarchived ones.
View the details and transactions of archived items.
Verify your email with a code.
Faster loading states throughout.
Version 1.0.12
Adding more than one bank connection during onboarding re-runs income source and bill suggestions automatically.
More accurate income source and bill suggestions.
Choosing Apple Mail to verify your email now opens the right mail app.
USD balances appear consistently across the app.
Wide-ranging USD, calculation and visual fixes.
Version 1.0.11
Refunds and reimbursements now try to link themselves to an expense from the same source for the same amount.
View every insight and suggestion from the widgets.
The budget step can no longer be skipped during onboarding.
Better budget suggestions.
More institution options when creating accounts, assets, credit cards and loans.
Animation and security improvements.
Version 1.0.10
WorryFree Budgeting is now the default budgeting system.
WorryFree budgets appear in Cash Flow.
Removed the Net Worth and Goals steps from onboarding.
Adjusted the default order of the Home widgets.
Daily snapshots are taken at local midnight in your chosen time zone.
Selecting a text field is instant.
Improved the search bar and filter animations in budget transaction lists.
Improved Smart Categories.
Version 1.0.9
New Needs Review widget for transactions without a category, budget or link.
Import CSVs during onboarding.
A swap button to move between Home chart modes.
Removed No Change entries from Performance views.
Monthly total headers appear in more transaction lists.
Improvements and fixes for Smart Categories and goals.
Version 1.0.8
Accounts, assets, credit cards and loans, holdings and budgets all have detail views.
Favourite an account, asset, credit card, loan or holding from its detail view.
Archive manual assets, credit cards and loans, and holdings.
The category learning system is much smarter, and offers to adjust similar transactions whenever you override a transaction's category.
Archive and Delete buttons appear on detail views, with a new style.
Start bulk editing by tapping a transaction's icon.
Yearly headers in bill, income source and goal transaction lists.
More widgets animate after loading.
More consistent calculations in the Budget Reports tab.
Version 1.0.7
New: Out of Pocket budgets keep spending you make on someone else's behalf separate from your own.
Assign transactions to an Out of Pocket budget as you create it.
The Spending Trend chart's weekly mode shows spending projections.
The Home page's net worth chart loads dramatically faster.
Improved Smart Categories for synced transactions.
Adjusted dropdowns, spacing and styling.
Version 1.0.6
New Top Spending and Monthly Cash Flow widgets.
Detail and Transaction modes for income sources and bills.
Year to date totals for income sources and bills in their detail views.
Archive income sources.
Your next vesting date appears on Equity Compensation cards.
Linked income transactions show their status in rows.
Expanding and collapsing the sidebar is smoother.
Better automatic transaction linking for goals.
The Net Worth Reports tab loads faster.
Version 1.0.5
Synced and imported transactions can be deleted.
Swipe to delete works the same way on every type of transaction.
Adjusted spacing on the sign in and sign up screens.
Sign in and subscribe without leaving the app.
Native Left to Spend home screen widgets match their in-app versions.
Version 1.0.4
Updated the design of holding cards.
Higher resolution logos for holdings.
Updated the design of Bill Spending cards on the Reports page.
A clearer transaction sort button on the Reports page.
Income percentages are on by default.
Better linked expense, bill, income and goal displays in transaction detail views.
Deleting an account disconnects bank syncing immediately.
Version 1.0.3
New weekly modes for the Home page's Spending chart and the Budget page's Cash Flow section.
Link transfers and investments to goals from the transaction detail view.
Animations on the Imagine tab.
Smaller percentage displays.
Adjusted text styles and labels.
A new Feature Tour card for the Imagine tab.
Split pending transactions across budgets.
Version 1.0.2
New Imagine tab in Goals: see what saving or investing your spare income could become over time.
On the Imagine tab, see what spending less in a category could do for your financial future.
New Monthly Saving goal to keep you on pace month to month.
Monthly budget reports scope to that month's activity only.
Expanded benchmarks for transaction category spending.
The Investments category separates investing from ordinary saving.
Only debt is red in the Activity Breakdown.
Version 1.0.1
Improved Smart Categories.
The dual pane mosaic layout flows more naturally.
Fixed the position of back buttons in some modals.
Fixed the rendering of some merchant logos.
Cadence launched on July 22, 2026.
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