Tracking Contribution Room

There is no dedicated contribution-room tracker, and that is deliberate - a goal already does the job. You set the limit as the target and record contributions as you make them, and the progress bar shows how much room you have used.

This works for any account with an annual limit: TFSA, RRSP, FHSA and RESP.

Create a savings goal for the account you want to track:

1. Name - label it by account and year, such as “TFSA Room 2026” or “RRSP Room 2026”.
2. Goal Type - Saving Amount.
3. Target amount - your contribution limit for the year, so the goal fills up as you use your room.
4. Target Date - the end of the contribution period, so Cadence can tell you whether you are on pace. It is the field labelled Target Date, next to Start Date.

Full detail on the goal form is in Goals.

Each time you contribute, update the goal. There are two ways:

• Manual - tap Add Contribution and enter the amount as you go. This is the accurate one for contribution room, because it counts what you put in.
• Account Linked - connect the goal to the account so its value follows the balance automatically.

If a contribution came in as a transfer you already recorded, use Link to Goal on that transaction instead of entering the amount twice. See Transfers & Payments.

The gap between the progress bar and the target is your remaining room. The status badge tells you whether you are on pace to use it all:

Create a separate goal for each registered account so every limit is tracked independently. A single combined goal would hide which account has room left, which is the only question you are asking.

When a new contribution year begins, edit the goal: set Target Amount to the new limit, set Current Amount back to 0, and move Target Date to the new period’s end. Renaming the goal with the new year keeps the history readable.