Smart Features

When a new transaction comes in, Cadence suggests a category based on the merchant name. It matches against known merchant patterns to automatically assign categories like Food and Drink, Shopping, or Transportation, saving you from categorizing every transaction by hand.

When you correct a transaction’s category, Cadence remembers that correction. After you make the same correction a few times for the same merchant, Cadence becomes confident enough to auto-apply your preferred category for future transactions from that merchant. The more you use Cadence, the smarter it gets at matching your preferences.

When adding a manual transaction, Cadence suggests transaction names as you type based on your history. This speeds up data entry and helps keep your transaction names consistent.

Spot a transaction that happens regularly? Turn it into a recurring bill or income source with one tap. Cadence will create a recurring expense entry with the details pre-filled from the original transaction.

You can toggle individual smart features on or off in Settings → Automation. If category learning suggestions aren’t matching your preferences, you can clear all learned category preferences and start fresh.