Chart & Graph Modes
The same data, several ways. Usually the answer is one tap away.
Updated
Why Chart Modes Matter
Different questions need different views. “Is my net worth trending up over the year?” calls for a long line chart. “Where did this month’s spending actually go?” calls for a category breakdown. “Am I on pace with my budget?” is a third question entirely.
Cadence Money keeps the same underlying data viewable several ways, so you switch modes rather than digging for a new screen.
Switching the Dashboard Chart
- Tap the swap arrows just under the figure in the chart’s header. Tapping anywhere in the header does the same thing.
- The chart changes over, and so does the row of range buttons beneath it.
Your choice sticks, so the dashboard opens on whichever chart you last looked at. You can also set it from Customise at the bottom of the dashboard, where the two options are listed as Net Worth and Spending Trends.
The Net Worth Chart
A line chart of your total net worth over time, combining every asset and liability you have added or linked into a single trajectory. Tap a point to read the value for that date.
For more on what feeds it, see Net Worth.
The Spending Trend Chart
This plots your spending against your budget across the selected range, answering “am I on pace?” at a glance. It adapts to the range: over 1M it shows daily progress, while over 1Y it aggregates by month so it stays readable.
Time Range Controls
Tap a button in the row beneath a chart to change its range. Not every chart offers every one, but where a range appears it means the same thing:
| Range | Covers |
|---|---|
| 1W | The week you are in, starting Sunday. Not a rolling window - it resets each week and is measured against a weekly slice of your monthly budget. |
| 1M | The last month |
| 3M | The last three months |
| 6M | The last six months |
| YTD | Year to date, anchored to January 1 |
| 1Y | A rolling twelve months |
| 5Y | The last five years |
| ALL | Everything Cadence Money has on file |
On the Home dashboard the two charts split that list between them: 1W belongs to the spending trend, 5Y and ALL to net worth, and the remaining five - 1M, 3M, 6M, YTD and 1Y - are shared. That is why the button row changes shape when you swap: a week of net worth is a flat line, and five years of budget history is not a trend you can read.
The net worth and holdings charts on Explore’s Wealth tab are not on this control at all. They use a named list - Last 30 days, Last 3 months, Last 6 months, Year to date, Last 12 months, Last 5 years and All time - and the tab opens on Year to date. The Budget report has a period picker of its own as well. Both are covered in Report Periods.
The two dashboard charts remember their ranges separately
And per device. So switching to the spending trend and back does not disturb the range you had set on net worth. The chart choice itself - net worth or spending trend - is saved to your account instead, so that one follows you everywhere.
The Spending Breakdown
For a categorised view of where money has actually gone, the spending breakdown lives in Explore, on its Budget tab. It uses pie and bar visualisations to slice your spending by category or by budget, so the largest outflows stand out immediately.
Switching between pie and bar is worth doing: the pie shows proportion at a glance, while the bar makes it easier to compare categories of similar size.