Mobile App

The Cadence mobile apps for iOS (Beta) and Android (Beta) are in early access ahead of their full App Store and Google Play launch. You can join a beta now from the download page - iOS runs through Apple TestFlight and Android through Google Play testing. You can also use Cadence in full on the web at cadencemoney.com. This article covers what to expect once the mobile apps launch.

When the apps go live, you’ll search for “Cadence Money” on your device and install them the same way you would any other app. The mobile apps will use the same account as the web version, so anything you set up in one place is immediately visible in the other.

You won’t need to choose between web and mobile. Most people will use both: the web for setting things up and reviewing reports, the mobile app for quick check-ins and tagging transactions on the go.

You’ll use your existing Cadence email and password to sign in on mobile. If you’ve enabled two-factor authentication, you’ll be prompted for a code on first launch. Sessions persist between launches, so you won’t need to type your password every time - the app will remember you until you sign out manually or your session expires for security reasons.

New to Cadence? You’ll be able to sign up directly in the app, and the same credentials will work on the web.

On iOS, Face ID will protect the app whenever it returns from the background. On Android, the system biometric prompt does the same job using fingerprint or face unlock. Once enabled, anyone who picks up your unlocked phone still can’t open Cadence without your face or finger.

To turn it on once the app is installed:

1. Open Settings → Security in the mobile app.
2. Toggle on Face ID (or Biometric Unlock on Android).
3. Confirm the system prompt the first time it asks.

The biometric prompt fires when you first open the app and again when it’s been in the background for more than a few minutes. If biometrics fail, you can fall back to your password.

Push notifications are how Cadence reaches you when bills are due and when an important insight is ready to view. The first time you launch the app you’ll see the system prompt asking for notification permission - granting it is the easiest path.

You can fine-tune which notifications you receive in Settings → Notifications. Alerts are grouped into categories — Security, Connection Health, Money Activity, Progress & Insights, System, and Transaction Sync — so you can keep the ones that are useful and silence the rest. See notifications for the full list.

If you share a device with a partner or use Cadence for both personal and household budgets, you can switch accounts without reinstalling. Sign out from Settings, then sign in with the other set of credentials. Biometric credentials are stored per-account, so each user gets their own Face ID enrolment - the new account won’t inherit the previous user’s biometric trust.

Push notification tokens are also rotated when you switch accounts, so notifications follow whoever is currently signed in on that device.

The mobile app leans into touch interactions that don’t exist on the web:

1. Swipe left or right between tabs to move between dashboard, transactions, budgets, and reports.
2. Pull down on any list to refresh from the server on demand.
3. Long-press a transaction to enter multi-select mode and bulk edit several at once.
4. Swipe a transaction row sideways to reveal quick actions like categorise or delete.

These shortcuts make the app considerably faster for routine tasks like clearing a backlog of new transactions.