Security

Two-factor authentication (2FA) adds an extra layer of protection beyond your password. When enabled, signing in requires both your password and a one-time code from an authenticator app on your phone.

To enable two-factor authentication:

1. Go to Settings → Security.
2. Find the “Authenticator App” row and tap “Setup.”
3. Scan the QR code with your authenticator app (such as Google Authenticator, Authy, or 1Password).
4. Enter the six-digit code from the app to confirm setup.

Passkeys let you sign in without a password, using your device’s Face ID, Touch ID, or screen lock instead. Add one from the Passkeys row under Settings → Security on the web or in the iOS app.

A passkey is tied to your device and can’t be phished or reused, making it both faster and more secure than a password. You can keep your password and authenticator app as backups.

To change your password:

1. Go to Settings → Security.
2. Tap “Change Password.”
3. Enter your current password for verification.
4. Enter and confirm your new password.

Choose a strong, unique password that you don’t use for other services. A password manager can help generate and store secure passwords.

If you’ve forgotten your password, tap “Forgot Password” on the sign-in screen. Cadence will send a password reset link to your registered email address. The link expires after a short time for security.

Cadence uses bank-level encryption to protect your data both in transit and at rest. Your bank credentials are never stored directly—account connections are handled securely through Plaid. Cadence is online-only and keeps no financial data stored on your device.