Security

Two-factor authentication (2FA) adds an extra layer of protection beyond your password. When enabled, signing in requires both your password and a one-time code from an authenticator app on your phone.

To enable two-factor authentication:

1. Go to Settings → Security.
2. Tap “Enable Two-Factor Authentication.”
3. Scan the QR code with your authenticator app (such as Google Authenticator, Authy, or 1Password).
4. Enter the six-digit code from the app to confirm setup.

To change your password:

1. Go to Settings → Security.
2. Tap “Change Password.”
3. Enter your current password for verification.
4. Enter and confirm your new password.

Choose a strong, unique password that you don’t use for other services. A password manager can help generate and store secure passwords.

The Active Sessions section shows every device currently signed in to your Cadence account. Each session displays the device type, browser, and when it was last active.

If you see a session you don’t recognize, tap it to sign out that device immediately. You can also sign out all other sessions at once if you suspect unauthorized access.

If you’ve forgotten your password, tap “Forgot Password” on the sign-in screen. Cadence will send a password reset link to your registered email address. The link expires after a short time for security.

Cadence uses bank-level encryption to protect your data both in transit and at rest. Your bank credentials are never stored directly—account connections are handled securely through Plaid. Offline data cached on your device is encrypted before being saved locally.