Weekly Budgeting

No setting switches the whole app to weekly, and you do not need one. Two views narrow to seven days when a month feels too coarse:

• The Week range on the Cash Flow card, on the Overview tab of the Plan page. See Plan Overview.
• The 1W range on the spending trend chart on your dashboard.

The two are independent. Choosing Week on the Plan page does not put the dashboard chart on 1W, and neither changes how your budgets are stored or reset. Those stay monthly.

A week runs Sunday through Saturday. This is not configurable.

Your budgets are monthly figures, so a seven-day window means converting them. Cadence Money uses a flat twelve months across fifty-two weeks - about 23 cents of weekly allowance for every dollar per month. A $1,000/m budget shows as roughly $230.77 for the week.

It deliberately does not divide by the number of weeks in the current month. Months contain between four and five weeks, so dividing that way would make your weekly allowance jump around depending on which month you happened to be in. The flat rate keeps every week worth the same.

This is the part worth understanding, because it is why the numbers on a Wednesday will not look like they balance. The two sides of each tile are measured over different windows:

• What has happened - income received, money spent - is measured from Sunday up to today. Nothing can have landed after today, so counting the rest of the week would only add zeroes.
• What you are committed to - bills due, income scheduled - is measured across the whole week, Sunday to Saturday, including the days still ahead.

So on a Wednesday, the paid figure covers four days while the committed figure covers seven. That is intentional: it tells you what is still coming rather than pretending the week is over.

Bills are counted on the dates they are actually due, not spread evenly across the weeks of a month. A bill due on the 3rd falls entirely into whichever week contains the 3rd and contributes nothing to the others. A week with no bills due shows no bills.

Twice-monthly bills are treated as falling on the 15th and the last day of the month, so a week containing neither date shows nothing for them. If a bill’s schedule cannot be read - an unusual frequency, or a missing next-due date - Cadence Money spreads its monthly equivalent evenly rather than dropping it.

A bill you have attached to a budget is left out of the committed side of the Bills & Subscriptions tile, because that budget’s own total already covers it. What you actually paid still shows on the paid side. See Bills.

Annual budgets are not sliced into weeks. In the Week view the Yearly Budgets tile still shows what is left of the full year’s total, with what you spent from them this week beside its label.

A 1/52 slice would measure a whole year’s commitment against seven days and reset to nearly empty every Sunday, which tells you nothing useful about a fund you are filling across twelve months. Spending you do during the week still counts toward the week’s figures - it is only the tile that is measured yearly. See Annual Budgets.

The dashboard’s spending trend chart has its own 1W range, alongside 1M, 3M, 6M, YTD and 1Y. At 1W it plots the current week day by day, with your budget line scaled using the same twelve-over- fifty-two conversion. If you use WorryFree, your monthly limit is scaled the same way for this chart.

Cadence Money does not produce a single weekly number telling you what you can safely spend, and that is a decision rather than a gap. A figure like that has to quietly choose how to treat bills that have not come out yet, annual sinking funds and irregular income, and any answer it picks will be wrong for some people in a way they cannot see.

What you get instead is the raw material: what is left of the weekly allowance, what is still committed for the rest of the week, and what the week is projected to net. If you would rather have one number to spend against, that is exactly what WorryFree is for.